Auto Insurance

Car accidents are common in the United States. A car crash may cause extensive damage to your automobile and severe injuries to you and your passengers. In Pennsylvania, there are specific minimum auto insurance requirements. United Integrity Property & Casualty Agency provides comprehensive car insurance to motorists.

Auto Insurance Policy Types

United Integrity Property Agency offers various auto coverage options including:

Liability Coverage

Standard liability coverage comprises bodily injury and property damage liability. It covers you in when you cause extensive property damage to other people's property or injuries to other motorists. If the liability exceeds your policy limit, you can use personal assets to pay some costs.

Uninsured and Underinsured Motorist Coverage

Uninsured motorist insurance covers you when an uninsured driver hits you. It is compulsory in all auto insurance policies. The policy pays for all damages on your car after you collide with an uninsured motorist. In some scenarios, an underinsured driver may damage your vehicle in a collision. If they have insufficient coverage, your insurance provider will pay for injuries and property damage.

Collision and Comprehensive Coverage

At times, you may cause a grisly road accident resulting in extensive damage to your car. A typical collision coverage has a specific deductible which you should pay before United Integrity Property Agency offers a refund.

Comprehensive coverage is crucial if fire, theft, wild animals, floods, earthquakes, and vandalism damage your car. However, it does not cover you if other drivers hit you. Collision and comprehensive coverage is vital if you have a pending car loan.

Personal Injury Protection (PIP) Coverage

If you sustain a personal injury in a car crash in Pennsylvania, PIP coverage pays your medical bills. Its benefits resemble those of conventional health insurance policies. It pays for death benefits, replacement services and lost wages resulting from a car crash.

Are you planning to renew your auto Insurance? All motorists in Pennsylvania are required to carry proof of their car insurance always. United Integrity Property & Casualty Agency offers different insurance packages to clients. Use our online rating tools to get a free quote.